Have you checked your homeowners policy lately?

It may be a good idea to check their insurance policies as some insurers are dropping their policyholders if their roofs are older than 10 years.... asphalt roll roofs have a lifespan of about 5-10 years. Slate, copper, metal and tile roofs can last 50 years or more. Metal roofs have many benefits besides longevity: they can withstand strong winds, are crack/hail resistant, they do not ignite, are energy efficient and are 100% recyclable. They do tend to be noisier, more expensive and must be installed properly. (Statefarm)